Lender Litigation

While most lenders do follow accepted procedures and proper lending practices, there are those who either unknowingly or willfully ignore the legal boundaries established by the federal Truth in Lending Act (TILA) and/or the Real Estate Settlement Procedures Act (RESPA). Unfortunately, most homeowners do not have the necessary knowledge and training to recognize the signs of these predatory lending practices.

At Universal Finance we can provide you with information about and access to companies and firms that offer Lender Litigation services. These services range from determining if you have been the subject to violations of either the federal Truth in Lending Act (TILA) or the Real Estate Settlement Procedures Act (RESPA) to offering guidance and assistance on filing a lawsuit against the lender on your behalf. Lender Litigation may help to keep you in your house and stop all foreclosure proceedings while the suit is pending.

There is also another option that may be available to those facing foreclosure. It is called a Mass Joinder Lawsuit, which is similar to a class action lawsuit. Mass Joinder Lawsuits have been developed to help homeowners who were victims of Banks and Mortgage Lenders that: artificially inflated property values; charged excessive fees; placed homeowners into ARMs (Adjusted Rate Mortgages) without disclosing facts about prepay penalties; and rejected short sale offers and then foreclosed and auctioned off houses at lower prices. If you qualify as a registered plaintiff in a Mass Joinder Lawsuit you can legally stop foreclosure until the jury trial takes place. We want you to succeed at Universal Finance and we can offer you information about and access to firms or companies that are leaders in the field of Mass Joinder Lawsuits. Just take the time to fill out and submit our Application Form.

Also, keep in mind that there are other financial options available. So please visit our other pages and read the helpful information that is provided. For those topics, products and services that you feel may apply to your situation such as: Short Sales, Debt Consolidation Programs, and Bankruptcy Filings please fill out and submit the appropriate Application Form.

 

Lender Litigation Application

APPLICANT'S DETAILS
Name of Applicant:* E-mail:* Firm: Telephone:* Fax:	Address: City: State: Zip:
PROCEEDINGS
Against whom?	Have proceedings been commenced? Yes No
Amount of claim: $ Is there any charge or lien on the proceeds of the claim? Yes No	Other (describe):
SOLICITORS & ATTORNEYS CURRENTLY INVOLVED
Are there any solicitors and/or attorneys involved? Yes No
If YES, please complete the following details
Solicitor's Name: Firm: Telephone: Fax: Fees unpaid $:	Address: City: State: Zip:
Attorney's Name: Telephone: Fax:	Address: City:
Fees unpaid $:	State: Zip: